Fidelity National Information Stock Hits 1-Year Low: Buy Opportunity or Value Trap?

Key Takeaways for Fidelity National Information Stock as of July 2026

• 11 buys, 4 outperforms and 9 holds outweigh a single underperform among the analysts covering the name, and the $58 mean target leaves a 43% gap to FIS stock’s $41 close.
• TIKR’s mid-case model puts FIS stock’s target price at $64 by December 2030, a 56% total return worth 10% annualized.
• FIS stock looks undervalued against 36% EBITDA growth and climbing margins.
• Following its May client conference, FIS unveiled a co-built Anthropic financial crimes agent aimed at the industry’s $35 billion to $40 billion illicit-finance spend, with no 2026 revenue booked.

FIS stock trades 43% below the Street’s mean target while EBITDA keeps growing 36% a year. See exactly how the model gets there. Build your own FIS forecast on TIKR for free →

FIS Stock Jumps as Q1 EBITDA Beats and Anthropic Deal Targets Bank Fraud

Fidelity National Information Services (FIS) runs the core banking, payments and capital markets infrastructure that lets financial institutions process transactions and manage accounts.

On May 8, the company reported first quarter revenue of $3.295 billion, up 30% year over year and above the Street’s $3.277 billion estimate, with the TSYS acquisition now fully layered into the comparison.

EBITDA came in at $1.304 billion, a 1% beat versus the Street’s $1.285 billion, with margin at 39.58%, up 174 basis points from a year ago. EBIT told a different story, missing the Street’s $618 million estimate by 32% as TSYS-related depreciation weighed on the line below EBITDA.

Recurring annual contract value, or ACV, a forward-looking measure of new business signed, climbed 24% year over year, with lending up 63% and the new Money Movement Hub product tripling in signed business.

CFO James Kehoe addressed the one soft spot directly on the Q1 earnings call, telling analysts of the Capital Markets slowdown, “It’s not a software or a product problem.” Recurring ACV in the lending unit was still up 60% in the quarter, he added, pointing the pressure squarely at debt-issuance volumes across the broader market rather than at FIS’s product lineup.

FIS also used its May banking conference to unveil a financial crimes agent co-built with Anthropic, with BMO and Amalgamated Bank signed on as design partners. CEO Stephanie Ferris said FIS retains full ownership of the technology, since Anthropic is paid only for token usage on an agent that FIS builds, owns and distributes. Management pushed any related revenue out to 2027, keeping it entirely out of the 2026 guide.

FIS just built its first bank-owned AI agent with Anthropic, and none of that revenue is in the 2026 guide yet. Track what management adds next. Follow FIS stock on TIKR for free →

Wall Street Still Rates FIS Stock a Buy Even After the Selloff

FIS stock carries a consensus rating tilted toward Buy, with 11 buy ratings and 4 outperforms against 9 holds and a single underperform among the analysts covering the name. The mean price target sits at $58, a 43% premium to the current $41 price and down from $88 a year ago as the stock’s decline pulled targets lower alongside it.

Even with that reset, the Street’s math still points well above where FIS stock trades today.

Wall Street Expects FIS Stock’s EBITDA Margin to Keep Climbing Through 2026

FIS posted $1.3 billion in EBITDA in the first quarter at a 40% margin, and the Street expects that to reach $1.4 billion in the second quarter and $1.5 billion by the third, with margin widening to 43%.

By the fourth quarter of 2026, consensus puts EBITDA at $1.6 billion and margin at 44%, a four-point jump from the 40% margin posted in the March quarter.

Growth then cools into 2027, with EBITDA up just 8% and 6% in the two quarters that follow and margin easing back to 41% and 42% as the TSYS comparisons normalize.

Bulls point to the 24% growth in recurring ACV as proof the margin gains are durable, while bears note EBIT missed the Street’s $618 million estimate by 32% in the same quarter.

FIS Stock’s EBITDA Growth Beats Fiserv and Jack Henry Through 2026

FIS EBITDA grew 36% year over year in Q1, ahead of Jack Henry’s (JKHY) 6% and Fiserv’s (FISV) 15% decline. Consensus keeps that lead through Q3 2026, with FIS projected at 33% growth against single digits for both peers.

The gap closes once TSYS rolls into the base. FIS growth falls to 6% by Q1 2027, converging with Jack Henry as Fiserv turns positive again.

FIS stock’s edge over peers is real, but it’s a TSYS comparison effect, not a structural advantage.

TIKR’s $64 Target on FIS Stock Holds if EBITDA Margins Keep Expanding

TIKR’s mid-case model values FIS stock at $64 by December 2030, a 56% total return from the current $41 price, or 10% annualized over four and a half years.

A 10% annualized return sits ahead of the high-single-digit pace typical of mature payments processors, positioning FIS stock as a recovery story rather than a steady compounder.

That target depends on the EBITDA and margin trajectory already visible in the estimates holding, and on recurring ACV growth of 24% continuing to convert into billed revenue the way it did this quarter.

TIKR’s model points to $64 and a 56% total return for FIS stock. Stress-test the assumptions yourself before the market catches up. Run your own FIS valuation on TIKR for free →

Should You Invest in Fidelity National Information Services, Inc.?

The only way to really know is to look at the numbers yourself. TIKR gives you free access to the same institutional-quality financial data that professional analysts use to answer exactly that question.

Pull up Fidelity National Information Services, Inc. stock and you’ll see years of historical financials, what Wall Street analysts expect for revenue and earnings in the quarters ahead, how valuation multiples have moved over time, and whether price targets are trending up or down.

You can build a free watchlist to track Fidelity National Information Services, Inc. alongside every other stock on your radar. No credit card required. Just the data you need to decide for yourself.

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